mortgage information

Most Lenders Still Not Excited About QM Rules

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Back in January 2014 the Qualified Mortgage Rule (QM) was put into place and it’s phase one of two rules from the Dodd-Frank Wall Street Reform and Consumer Protection Act that’s expected to strengthen the housing market and protect consumers. How Will It Protect Consumers? The Qualified Mortgage Rule will protect more consumers across the […]

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What Exactly Is A Qualified Mortgage?

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New Rules Set The Standard For Mortgages  There’s no denying that the mortgage market has changed over the years following the collapse of the Real Estate market as the Federal Government has worked harder at protecting consumers and as of January 10th 2014 new mortgage rules are expected to be enacted that will change what […]

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