by Jason Boone | Jun 11, 2014 | Mortgage Information
By Jason Boone As a home buyer you have a lot of decisions to make ahead of you and one of the biggest decisions is should you choose a 15-year mortgage or a 30-year mortgage? Although many people will tell you by default that a 30-year mortgage is always the best...
by Jason Boone | Apr 24, 2014 | Mortgage Information
If you ask any Bend Oregon Realtor or Mortgage Broker they will tell you that the requirements for qualifying for a home loan in 2014 have changed but thankfully even though it may be more difficult to get a home loan in this day and age compared to 2006 for example...
by Jason Boone | Apr 17, 2014 | Mortgage Interest Rates
Mortgage interest rates in the United States fell for the second week in a row as more home buyers, especially those in Bend ventured out to start searching for homes once again. Thanks to recent statistics from Freddie Mac we know that the mortgage interest rate for...
by Jason Boone | Apr 2, 2014 | Mortgage Information
Back in January 2014 the Qualified Mortgage Rule (QM) was put into place and it’s phase one of two rules from the Dodd-Frank Wall Street Reform and Consumer Protection Act that’s expected to strengthen the housing market and protect consumers. How Will It Protect...
by Jason Boone | Mar 3, 2014 | Mortgage Information
It’s no surprise that with the improving economy almost every part of the Real Estate market is going up including mortgage payments. In a recent report from RealtyTrac we know that mortgage payments rose 21 percent in the fourth quarter of 2013 to $865, from $714 in...