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Stated Income Is Back and This Makes NOW A Perfect Time to Buy A Home

by Jason Boone | May 5, 2015 | Bend Oregon Real Estate, Home Buying Tips, Mortgage Information

By Jason Boone If you remember the early 2000’s, a stated income mortgage loan was commonplace as many people in Bend and across the United States were able to get mortgage loans based on their stated income alone and now stated income mortgage loans are finally back....

FHA Mortgages To Get More Challenging In 2015

by Jason Boone | Dec 2, 2014 | Mortgage Information

By Jason Boone As of today home buyers who choose FHA mortgages can expect to pay an upfront fee of 1.75% to the FHA and 1.35% for their Mortgage Insurance Premium. With home prices going up in Oregon and across the United States many Realtor’s and economists...

National Association of Realtors Surveys Mortgage Originators

by Jason Boone | Jul 18, 2014 | Mortgage Information, Real Estate News

2nd NAR Survey Sheds New Light on How Mortgage Originators Are Adapting To New Mortgage Rules By Jason Boone If you follow the mortgage market you know that it’s seen a whole lot of changes during the last year including higher FHA fees and new underwriting rules that...

Mortgage Choice Act Passes: Good News for Consumers?

by Jason Boone | Jun 18, 2014 | Mortgage Information

Learn more about the Mortgage Choice Act and how it will affect you By Jason Boone The Mortgage Choice Act was recently passed by the U.S. House of Representatives on June 10 and everyone from the National Association of Realtors (NAR) to top listing agents across the...

Thinking About An FHA Mortgage? Make Sure It’s The Right Option For You

by Jason Boone | Jun 16, 2014 | Mortgage Information

By Jason Boone In 2014 there are a lot of home buyers who are on the “rebound” financially after the recent housing crisis since their credit scores recently took huge hits due to foreclosure, short sale and bankruptcy. FHA mortgages have been the “savior” for many...

3 Reasons to Consider a 15-Year Mortgage Vs. A 30-Year Mortgage

by Jason Boone | Jun 11, 2014 | Mortgage Information

By Jason Boone As a home buyer you have a lot of decisions to make ahead of you and one of the biggest decisions is should you choose a 15-year mortgage or a 30-year mortgage? Although many people will tell you by default that a 30-year mortgage is always the best...
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January 2023 Market Trends for Bend

Jan 18, 2023

Although we typically see home sales slow during...

One Percent Campaign Donates Almost $18,000 in 2022

Jan 17, 2023

When we created the Skjersaa Group 18 years ago,...

Skjersaa Group Bend Oregon Donations