first time home buyer

Are you planning on buying a home in Bend Oregon but don’t know how to get started?

In today’s post we will cover four tips that you can use to successfully buy a Bend Oregon Home and accomplish your Real Estate goals.

Confirm Your Credit History

Step one to purchasing a home in Bend Oregon is to confirm your credit history because, we all will have our credit reports pulled by a lender and what’s on our credit reports will affect how big of a mortgage loan we will be pre-qualified for.

If you see any items on your credit report that are inaccurate or outdated you should correct these items first before applying for a mortgage loan because, they will ultimately affect your credit score and your mortgage loan.

Set Your Home Buying Budget

Once you know how much house you can afford the next step is for you to shop for a home that falls in your price range.

Knowing your budget before you start shopping for a Bend Oregon home will also help your Realtor because, they will clearly know what you can afford and not make the mistake of showing you homes that are far outside your price range.

Know what’s Important to You

As a home buyer what’s important to you? Do you want a home with three bedrooms and two baths, an office, den, basement, big backyard or a home that’s close to work?

It’s important to have these questions answered in advance because; they will make the process of searching for a home easier for you and your Realtor.

Decide On What You Really “Need” In a Home

Last of all, but most important, you must decide on what you really need in a home because, many people make the mistake of not separating needs vs. wants and they typically end of searching for homes for far longer than they originally expected.

You can expedite your home search by knowing what you really need in a home versus what you want since many of the things that we want in a home can usually be added later after a little remodeling or redecorating.

To learn more tips about what you should look for in a Bend Oregon home contact me today by calling (541) 383-1426.

Click here to read another article about buying a home in Bend!