Mortgage rates falling despite Fed’s increase

When the Federal Reserve Board raised its benchmark interest rate by a quarter of a point in mid-March, the consensus prediction was that mortgage rates would rise as well. Instead, the interest rate on the popular 30-year mortgage last week fell for the fourth week in a row. It was 4.08 percent...

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Sales prices approach highest on record

March homes sales in Bend, Oregon, picked up compared with the previous month and registered the second-highest median sales price in the last 10 years. The median price climbed to $395,000 in March. The only month in our data set (dating to the start of 2007) that figure has been higher has been...

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How to find a lender that’s right for you

If you’re in the market to buy a home, you’re probably in the market for a mortgage, as well. Here are some suggestions on choosing a lender. Know your options for obtaining a mortgage. You’re not limited to a bank with nationwide branches or one of the big online lenders. Credit unions and...

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4 tips to make sure you’re happy with home you buy

I love it when a client of mine buys a home. It is the culmination of a process that can be exciting but exasperating, rewarding and enriching -- in ways even an appreciating asset like a home in Bend can’t touch. Most important, though, I want all homebuyers -- not just my clients -- to be happy...

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Median price drops in February amid overall mixed data

Looking solely at February’s median sales price of a home in Bend, Oregon, one might be struck by the decline from the previous month. But other data from the real estate market indicate the demand for homes remains strong. February’s median sales price was $354,853. That’s 4.3 percent lower than...

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Scarcity of inventory drives increase in home prices

Anyone who has followed the Bend, Oregon, real estate market coming out of the great recession has probably wondered: How long can prices keep rising? After all, mortgage interest rates have moved off their historic lows and appear headed for further increases. Higher interest rates cut into...

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Changes might bring banks back into the mortgage game

By Jason Boone Even as the housing market rebounded from the depths of the recession, big banks largely stood on the sideline. They watched as nonbank institutions -- companies that only make loans and don’t offer traditional banking services such as savings and checking accounts -- gobbled up...

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